SAVING FOR A DOWN PAYMENT – A GUIDE FOR FIRST TIME HOMEBUYERS How will you save enough money for a down payment? Saving enough money to buy a home can seem over-whelming. But with a sensible savings or investment plan, you may get your down payment faster than you think. 1. Personal Bank Accounts – […]Read More
Mortgage Tips for First Time Home Buyers
Are you unsure of what it takes to qualify for a mortgage? Do you know what to expect in the home buying process?
Daryl works with you to understand the 3 key elements to qualify for a mortgage. His unique approach to help you understand what an engagement ring and squatting has to do with the home buying process make everything so much easier to understand. Consumers like you experience a “No surprise” process when purchasing a home, leaving the stresses of home buying behind.
If you want someone assisting you that will give you the advice you need along without spending time, effort and money to haggle to get the best rate available on the market, contact Daryl now.
CAAMP Foundation and Credit Canada have teamed up to create a First Time Home Buyer Course. If you are a first time buyer there is plenty of good information to assist you understanding the in’s and out’s of what it takes to purchase your first home. If all would be home buyers reviewed and completed […]Read More
Are you gearing up to buy your first place? Arm yourself with these tips to get the most out of your purchase and avoid making 10 of the most costly mistakes that could put a hold on that sold sign.Read More
I continually meet new clients who don’t know their credit score and have never been educated on how their credit score is impacted by what they do. Here is a reproduction of a recent article on credit scoring…I hear these often!Read More
So you want to buy a new home?
Here are some important considerations when you enter the housing market in Winnipeg:Read More
Every once in a while you find a story that touches your heart. As a mortgage broker we get caught up in the day to day activity of mortgages, not homes. As I heard this story, it brought home (no pun intended) the vision of why I am in this business. At CAAMP’s recent symposium in Winnipeg, Genworth […]Read More
Back after a hectic summer, and after spending parts of weeks in 2 U.S. markets and learning more about the U.S. real estate market, I am extremely thankful for what we have. You may have heard about recent comments relating to a housing bubble in Canada, but many experts do not agree. With talk of […]Read More
At a glance in the Winnipeg Free Press on July 8 is an article titled, “Manitoban’s vulnerable to mortgage-rate increase, poll finds”. Now I know newspapers have to sell copies and they use blood and guts to do it, but really! They quoted 82% of consumers in the most affordable major market in Canada would have a “problem” if […]Read More
There are a lot of rumours out there with a lot of consumers and I feel it is important to share the information direct from the source “The Government of Canada” on the new mortgage rule changes. First time home buyers expressing confusion if it affects them shouldn’t be concerned unless they are looking at […]Read More
FIXED OR VARIABLE mortgage? This is a question that comes up increasingly in conversations with new or existing homeowners. My answer is always that it depends on their circumstances. There are 4 main factors to consider: 1. What is my risk tolerance? If you don’t like to take risk and want the sure thing, fixed rates […]Read More